Insurance for Kate.
Protect Kate's mission is to simplify insurance for fitness professionals like Kate. We studied the complex NYC insurance market so she doesn't have to. We figured out what insurance she actually needs and found the best plans for her unique siutuation.
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So who's Kate? She is one of the thousands of coaches & personal trainers in NYC who don't have adequate insurance for themselves and their business.
Coverage Kate might need...
There are a number of things that may determine which type's of insurance Kate need's.
Thats where we come in....
Health Insurance
BOUGHT BY 95% OF CONTRACTORS & COACHES LIKE KATE
Understanding what ACA health plan is right for you can be overwhelming and confusing. Should you choose a bronze, silver or gold plan? Is EPO, HMO or PPO better? Whats more, there is often a trade off between the amount you pay each month and the type of coverage you get. 


For that reason, we keep things simple and base our recommendation on what we know about the fitness industry in NYC and what is important to your lifestyle.
General Liability
BOUGHT BY 95% OF CONTRACTORS & COACHES LIKE KATE
General liability insurance covers a wide range of personal trainer accidents and basic risks. You’ll have financial protection if someone gets hurt in a training session or you are held responsible for damaging property that doesn’t belong to you.

General Liability can help you pay for:
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Medical payments
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Property damage
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Legal fees and judgments
Professional Liability
BOUGHT BY 80% OF CONTRACTORS & COACHES LIKE KATE.
Professional liability insurance (also known as errors and omissions) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of causing someone an injury, it could help cover related expenses to defend yourself.
Professional Liability can help pay for:
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Professional negligence (actual or alleged)
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Legal defense costs
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Legal judgments
Workers Compensation
FOR SELF-EMPLOYED BUSINESS OWNERS & CONTRACTORS LIKE KATE.
Workers’ comp can help pay for medical care and lost wages after a workplace injury. A common misconception is that it is only needed if you employ people. In fact, workers' comp can provide financial protection & without it, you may not be covered by your health insurance.
Workers' compensations can help pay for:
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Medical Expenses
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Lost wages
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Employer liability
How much does fitness insurance cost?
How much does fitness insurance cost?
The cost of insurance for exercise professionals varies based on the risks that they face, such as:
The type of coaching you do, Where you coach, and Your payroll and other income.

Learn more about fitness instructor insurance costs and coverage.
Health Insurance
She is one of the thousands of coaches & personal trainers in NYC who don't have adequate insurance for themselves and their business.